Renee Baccaro\’s Real Estate Blog

  There is no time like the spring time  to list your home for sale  expecting  to  receive one possibly two strong offers then waiting to long…and  being reduced to beg for any  offer. If you miss this window of opportunity, well that is just what may happen.

Mistakes some sellers make;  a seller may want to  spruce up their home which can take 4 to 6 weeks at this point in the season, will leave you the middle of June.   If you want a good price for your home list it today and then get estimates to  paint or  re-carpet. You can have the work begin on Monday and  Show it on the weekends when  eager buyers  are looking. You may get an offer that you like and not have to do anything!  You can also use the work needed as an edge to negotiate with buyer¦$3000 carpet & paint allowance. Money you plan on spending anyway can actually help a buyer decide to buy your home over that other guys house they are considering.Those many  TV show on œWhat to do when selling your home  may be doing some sellers a  disservice.  If you are riding a fine edge on cash¦then you may not want to put money you don™t have in to  the home that you are selling. Keep it and put it into the home you are purchasing.  To get  the PRICE POINT you want and need has nothing to do with designer paint or new carpet¦you can  NEGOTIATE those things. Use it as  a  strategic plan that will be a gain for you and your buyer.  The numbers of homes sold (3 similar comparable sales) is what agents and banks use to determine the value of a home. There are a number of short-sales and REO™s bringing the prices lower which, spells out¦lower prices  which means  that doing all that  extra work is just not worth it. Putting $2000 to $5000 into your home to look nicer will NOT yield you a return of  $25,000.

This may not be the right path for all Sellers each home and location is different.  If you have the cash to¦discard,  want your home to sell more quickly, and you have the time.  Let™s us consider the time it will take for you to spruce up your home¦1 week is fine. It will be Mother’s Day…lots of couples are out at breakfast and dinner…might stop by at YOUR open house unless your home is not listed. Any more time than that you have to consider the issue of more homes coming on the market; the  competitions of homes in your neighborhood from now till June. We are nearly in May and spring is coming to an end. Summer markets are a bit slower usually¦but still may be good. However, because we are in a slow unpredictable market I strongly suggest that you list your homes..N.O.W.

Memorial Day, 4th of July, Labor Day…and it’s all over.

Sincerely,  

Renee Baccaro Realtor

(license 01718366) Villa Group Real Estate

http://renee.housingtrendsenewsletter.com/
 
Follow the link to my housing trends news letter.
 
YOU WILL LOVE THIS ONE!
 
Regards,
 
Renee Baccaro

Q.       You want to sell but you are afraid to list your home in the current economy?       A. No one can predict the future. However we can surmise with the data experts gather. Listing your home now makes the best since. Why?   ·  Home prices are lower which means you™ll buy lower and have a lower property tax   with your next home purchase.   ·  Low interest rates bring more buyers making offers. Spring is right around the corner   which will create multiple offers on homes that are priced right. Typically in spring prices begin to rise. That means more $ in your pocket.   ·  For Buyers to make the Tax Credit dead-line by March 31st (in escrow), that leaves a small window of opportunity for YOU.    Q. Who should you call to get the current Comparable Market Value of your home.  A.  Call Renee Baccaro. 562 972 9886 cell or Email me at: reneebaccaro@gmail.com    FACT:   Listing with me at the TOP OFFICE of Brea, La Habra and Surrounding areas…you can™t miss.    **So ask yourself this question¦.where do you want to be in June 2010? In your current home¦   Or a new home¦   Where your Heart is?  Renee Baccaro Realtor ®   Local Expert.  Www.twitter.com/goaskrenee   *   www.GoAskRenee.com   *   www.RETalkblog.com      

Dear Friends,

If you time things right, you may be able to save thousands of dollars on the purchase of your next home. In this month’s market summary, we explain homebuyer tax credits.

www.clientappreciationprogramweb.com/04-10_baccaro_ms.pdf

Best Regards,

Renee Baccaro Realtor

SPRING  IS HERE!

”””””””””””””””””””
WHY YOU SHOULD OWN YOUR OWN HOME
There is nothing quite as important as taking the proper steps toward stabilizing your future. Your house is your best investment.  No matter what you do, you have to have a roof over your head. Why not own that roof which will pay for its self with in your lifetime. Did you know that if you have a 30 year fixed loan on your home, it will utilmately pay all costs of living in your home; utilities, and taxes? Yes, it is true and I will email you the formula example @ reneebaccaro@gmail.com

Buying? It can be intimidating to buy or list your home for sale especially in today™s market, unless you have  a  Realtor like Renee Baccaro who knows she is working for you; knows how to push a deal; how asset managers think…what they can and won’t do. They will give you cash at closing, they won’t usually do repairs…and…?

With a wide range of experience in La Habra, La Habra Heights, Fullerton, Brea, La Mirada, Yorba Linda, Hacienda, Heights, Buena Park, Huntington Beach,  Westminster, Whittier most of LA & OC  southern California  real estate areas.  

If you are looking to buy or sell a home or would just like to know more about the current market, call or Email me today.

Selling? As a listing agent in Orange County, my extensive marketing plan gives a homeowner the opportunity to get the maximum value for his/her property.   AROUND THE CORNER News Brief for the most current word in Real Estate.   I   find the perfect property for  buyers  and then I work to negotiate the best possible deal.
Marketing is easy with a stock list of  ready buyers. We may already have a buyer for your home.

*My background in buying, selling, owning & managing investment property holds knowledge that surpasses the average real estate agent.
Thanks again for choosing Renee Baccaro as your Orange County Real Estate Source.

Renee Baccaro Realtor

Search @ www.goaskrenee.com

blog: www.retalkblog.com

Q.       You want to sell but you are afraid to list your home in the current economy?       A. No one can predict the future. However we can surmise with the data experts gather. Listing your home now makes the best since. Why?   ·  Home prices are lower which means you™ll buy lower and have a lower property tax   with your next home purchase.   ·  Low interest rates bring more buyers making offers. Spring is right around the corner   which will create multiple offers on homes that are priced right. Typically in spring prices begin to rise. That means more $ in your pocket.   ·  For Buyers to make the Tax Credit dead-line by March 31st (in escrow), that leaves a small window of opportunity for YOU.    Q. Who should you call to get the current Comparable Market Value of your home.  A.  Call Renee Baccaro. 562 972 9886 cell or Email me at: reneebaccaro@gmail.com    FACT:   Listing with me at the TOP OFFICE of Brea, La Habra and Surrounding areas…you can™t miss.    **So ask yourself this question¦.where do you want to be in June 2010? In your current home¦   Or a new home¦   Where your Heart is?  Renee Baccaro Realtor ®   Local Expert.  Www.twitter.com/goaskrenee   *   www.GoAskRenee.com   *   www.RETalkblog.com      

 2010 IS NEAR!

30 Offers to get a house…? Wow what a market!
I am  on the team…The  Real Estate Geeks,   What that means is… we are a  FORCE of knowldege. A  team of people who get your offer accepted… over the other 29… Yes, and  WE DO SHORT SALES  too.
———————————————————
WHY YOU SHOULD OWN YOUR OWN HOME
There is nothing quite as important as taking the proper steps toward stabilizing your future. Your house is your best investment.  No matter what you do, you have to have a roof over your head. Why not own that roof which will pay for its self with in your lifetime. Did you know that if you have a 30 year fixed loan on your home, it will utilmately pay all costs of living in your home; utilities, and taxes? Yes, it is true and I will email you the formula example that I have used if you ask for it.Buying? It can be intimidating to buy or list your home for sale especially in today’s market, unless you have  a team working for you like The Real Estate Geeks who close 100% of the time..including Short Sales!  For most people, buying a home is the biggest purchase in their lifetime. It is extremely important to have an experienced agent working for you. What better then a whole team of agents?

With a wide range of experience in La Habra, La Habra Heights, Fullerton, Brea, La Mirada, Yorba Linda, Hacienda, Heights, Buena Park, Huntington Beach,  Westminster, Whittier most of LA & OC  southern California  real estate areas.  Us  Geeks  work  extensively to help buyers and sellers meet their real estate goals.

If you are looking to buy or sell a home or would just like to know more about the current market, call or Email me today.

Selling? As a listing agent in Orange County, my extensive marketing plan gives a homeowner the opportunity to get the maximum value for his/her property.   AROUND THE CORNER News Brief for the most current word in Real Estate.   I   find the perfect property for  buyers  and then I work to negotiate the best possible deal.
Marketing is easy with a stock list of 4,000 ready buyers. We may already have a buyer for your home…now.

*My background in buying, selling, owning & managing investment property holds knowledge that surpasses the average real estate agent.
Thanks again for choosing Renee Baccaro as your Orange County Real Estate Source.

Renee Baccaro Realtor

Sept. 2009 Market Summary link: www.clientappreciationprogramweb.com/09-09_baccaro_ms.pdf

News Letter link: http://www.clientappreciationprogramweb.com/10-09_Baccaro_News.pdf

Dear Friends,

In this month™s publication, we examine several practical strategies for finding and maintaining your inspiration.

www.clientappreciationprogramweb.com/baccaro_inspire.pdf

Best Regards,

Renee Baccaro Realtor  

www.clientappreciationprogramweb.com/03-09_baccaro_ms.pdf

FACING FORECLOSURE PROBLEMS?

-Are You In a Default Situation?
-Are You Facing Back House Payments?
-Do You Need To Sell ASAP?
-Do You Have Little Or No Equity In Your Home?
-Do You Owe More Than Your Home Is Worth?
-A “Short Sale” could be the answer
-We Can HELP!

OUR TEAM WILL ASSIST YOU TO MOST IMPORTANTLY FIND A BUYER FOR YOUR HOME. If   THE LENDER ACCEPTS YOUR SITUATION THIS WILL SAVE YOUR FICO SCORE FROM DROPING FROM 300 TO 400 POINTS IF YOU MUST FORECLOSE.

WE ARE PROFESSIONALS AND DO UNDERSTAND THAT THIS IS A VERY EMOTIONAL SITUATION FOR YOU AND YOUR FAMILY. DESCRESION IS USED IN ALL COMMUNICAITON.

WE WILL SHOW YOU HOW THIS IS ONLY THE BEGINNING OF YOUR WAY BACK TO OWNING YOUR OWN HOME IN THE NEAR FUTURE, RATHER THAN THE END OF HOME OWNERSHIP. THINK ABOUT OWNING A HOME IN THE NEXT FEW YEARS. A SHORT SALE MAY BE THE BEST OPTION YOU HAVE VS IGNORING YOUR SITUATION. IT WILL ALLOW YOU TO KEEP FAITH IN YOUR SELF, KNOW THAT YOU ARE TAKING THE CORRECT ACTION TO SAVE YOUR CREDIT, AND SUCURE YOUR FAMILY™S FUTURE RATHER THEN WAITING FOR THE INEVITABLE.

**Short Sales occur when borrowers sell their properties for amounts that are less than the amounts owed to the lender. How do I qualify for assistance? Borrowers need to prove that they are experiencing a substantial financial hardship. What is a Hardship? A hardship is a situation that has a life changing effect for the borrower that results in an in-ability to pay the mortgage debt in either, short or long term. Some examples are: Separation or Divorce Medical Bills Inability to work due to health reasons Death of Spouse Job Relocation Reduced Income or Unemployment Business Failure How do I qualify for a Short Sale? A borrower must prove that a hardship exists. The lender must be willing to accept the short sale proceeds as full settlement of the debt. What is required from the property owner? The property owner must: Sign a listing agreement with the realtor List the property for sale Cooperate with access, showings, offers, and with the realtor and SSW. Vacate the home following close of title Agree not to finance or otherwise encumber the property be responsible to maintain the home in “show” condition be responsible for minor repairs to the home be a responsible homeowner until close of title and vacancy of home. How can a Short Sale help me?   Help you minimize credit damages. Counsel you through the process. Your agent will work as a liaison to the servicer lender™s lost mitigation department.   We work with a specialized Short Sale Company called the Crystal Group with a track record of 98% short sale packaging success. This is because we will be honest and tell you if your situation is capable of a short sale process or not. Lastly,   your agent will provide relief during a difficult time. Why work with us? With over decades of combined experience we will be able to ensure you a proper assessment. Having to negotiate short sales is very tricky process. In most cases, the lenders have hundreds of files to review with very limited time to resolve them. Following a short sale process with a 98% success rate will insure you your solution.

 CALL RENEE BACCARO REALTOR – (562) 972-9886. FOR MORE INFORMATION.

Your agent will work as a liaison to the servicer lender™s lost mitigation department.

     WORKING WITH SELLER  How long is your deliquesce?Has your servicer started Foreclosure proceedings? If so, When?Do you have a 2^nd lien or HELOC? If so are you current on those?

If we sell your property for less then you owe, can you make up the difference?

If so, are you willing to accept a promissory note for all or part of the difference?

You need to understand the Tax and Credit implications of a Short Sale. Know a Short Sale is less detrimental then a Foreclosure. With a Foreclosure you can actually lose up to 300 points on your FICO score. With a Short Sale it may only affect your FICO by 75-100 points.

If I become your agent I here by advise you to seek legal council and financial advice.

 Income or Assets  

IF SELLER HAS 2^nd or line of credit LEAN HOLDER will need to know, and approve the short sale. Do not procrastinate on contacting them. They   want to work with you. You are not alone in this situation. 42% of all sale in the past year have come from short sales and bank owned sales.

They will likely approve the short sale because they may gets some money from the short sale where as they may get nothing from a short sale.

We work directly with legal council to understand all the implication that go along with short sales.

 Short Sale Package  This is where knowing that the package must be perfect or it will not pass, is extremely important if you what you home it sale. That is whey I work with the Crystal Group. They have been submitting short sale packages since the 1990™s with tremendous success. The will answer all your queston. And the charge for their service is $495.00 per loan. If you only have one loan it is a small charge for what they do. Two loans take double the time & skills.  What to know more?

Call me directly, or visit my short sale site.

I will be adding to this information and up dating this site: www.goaskrenee.com

 Renee Baccaro Realtor (562) 972 9886

Century 21 Jervis & Associates 800 Harbor Blvd. La Habra, Ca 90631